Discussion in 'Network: South' started by BearWise Landscapers, Mar 26, 2010.


Where are you located in Florida?

  1. North Florida

  2. Central Florida

  3. South Florida

  1. BearWise Landscapers

    BearWise Landscapers LawnSite Senior Member
    Messages: 456


    Thank you. I’m trying to find ways to provide practical insurance information to lawn care and landscaping businesses. I feel like there is not very much information available to all of you on the topic and there are plenty of ways to save money and better protect your business if you knew more about insurance products and how they work.

    For example, workers compensation insurance is pretty straight forward as far as pricing, but there are quite a few ways to manage those premium costs and keep them down for your business. Check out these articles:

    Lowering Your Workers Comp Premium – PRO Magazine
    2010 Florida Workers Comp Rates
    Remuneration vs Payroll
    Class Code 0042 vs 9102

    Here are some articles to read about Equipment Floater Insurance:

    Intro to Equipment Floater Insurance – Turf Magazine
    Variations in Equipment Floater Coverages – PRO Magazine

    I am writing some articles now about commercial auto insurance for those magazines. Always feel free to check out our website and use the information there as a resource for your business and let me know if any of you have any questions about insurance coverages and practical ways to use them to protect your business.

    Oh, and by the way it looks like Central Florida is leading in the votes!

    Where are all of you South Florida and Panhandle guys?

  2. capelawncare.com

    capelawncare.com LawnSite Fanatic
    Messages: 8,136

    SW Florida, Ft Myers- Cape Coral
  3. zturncutter

    zturncutter LawnSite Bronze Member
    Messages: 1,308

    Just a bit southeast of Bills Lawn here.:waving:
  4. Landscape Poet

    Landscape Poet LawnSite Gold Member
    Messages: 3,638

    I actually got to meet Rob the other day for a short bit - CK (Chuck) I have talked to several times and the same day I talked to Rob I thought I caught a glimpse of CK but it was actually confirmed to be another landscaper shortly after when CK and I talked on the phone.

    It is kind of nice running into people in real life
  5. CSALawnServiceInc

    CSALawnServiceInc LawnSite Member
    Messages: 41

    Venice, Nokomis, North Port, Port Charlotte here. (S.W. FL).
  6. C4chris70

    C4chris70 LawnSite Senior Member
    Messages: 501

    We serve St. Pete, Pinellas Park, and Seminole!
  7. CkLandscapingOrlando

    CkLandscapingOrlando LawnSite Senior Member
    Messages: 652

    Orange County. Where we dont have any more orange groves... I thought southwest was from dade or palm beach or something as well.

    We ever gonna have a get together to bounce ideas and models off each other?
  8. SouthernRoots_Lawn&Garden

    SouthernRoots_Lawn&Garden LawnSite Member
    Messages: 92

    Ormond beach here. serving volusia and flager counties
  9. BearWise Landscapers

    BearWise Landscapers LawnSite Senior Member
    Messages: 456


    I liked how you put the plant hardiness zone in your title and location. How many of you have looked at how these zones run through Florida?

    Here are some links and maps of them in Florida.

    Keep in mind that "Plant Hardiness Zones are only a general guide. Many other factors influence whether a plant will survive in your garden or not. You must also consider: Soil types, rainfall, daytime temperatures, day length, wind, humidity and heat. Within your own yard, block and county, there are microclimates that affect how plants grow. One part of your yard may be hotter, colder, wetter, dryer, shadier or sunnier than another and certain plants may do better in one spot than another because of this. The zones are a good beginning, but you still need to determine for yourself what will and won't work in your garden."


    Official USDA Website for Plant Hardiness Zones

    Another Guide to the Zones in Florida

    Theories on how the Hardiness Zones are changing in Florida

    Wikipedia Page on Hardiness Zones

    Other Information about Hardiness Zones

    Here are some maps of the zones in Florida:





  10. The Original Lawn Man

    The Original Lawn Man LawnSite Member
    Messages: 2

    Apopka, FL

    I think I'm 9b too

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