My company has recently been asked to submit a bid for a local chain of gas stations (3 total). We're a younger company and have taken on some commercial properties in the last few years but never anything like this. They gave me a form to fill out which i've never had anyone do before. They form asked what types of insurance I have. I have general liability but not workers comp since I'm the owner and only employee I don't need it. If I need help I usually contract the work out and the contractor carries his own insurance. I've thought about attaching a cover letter explaining this since I don't want to lose a bid just because I don't have a certain type of insurance. What do you guys think of this?