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general liability

Discussion in 'Business Operations' started by o it grew landscaping, Jan 19, 2006.

  1. o it grew landscaping

    o it grew landscaping LawnSite Member
    Messages: 36

    i was just curios as to how much everyones insurance is, im pondering shopping for general liabilty ins. and was just curios as to how much im looking at before i have ins. sharks hunting me down giving me free qoutes.
  2. krustyfire

    krustyfire LawnSite Member
    Messages: 6

    I got a qoute today from State Farm at $500,000 for $550.00 a year.
  3. o it grew landscaping

    o it grew landscaping LawnSite Member
    Messages: 36

    Thanks, that helps me alot, i thought i would be looking at thousands and thousands.
  4. slicksilverado01

    slicksilverado01 LawnSite Member
    from Ohio
    Messages: 173

    wow I am paying $340 a year for $1,000,000 liabilty, $30,000 in equipment. that cover for 6 employees. (if that matters not really sure.)
  5. lawn gonzo

    lawn gonzo LawnSite Member
    from texas
    Messages: 52

    slicksilverado, which insurance company you getting that from? I hope its not State Farm, they dont offer GL policies in Texas, according to what I was just told today.
  6. kc2006

    kc2006 LawnSite Silver Member
    Messages: 2,443

    I got a price the other day from nationwide. 300K liability, 15,000 in equipment coverage, covers pesticide, no employee's $652 a year. I don't know if its high because I'm a newer company or because I'm younger. I'm going to check with Erie insurance, I hear they're a very good and affordable company. I'd rather have 500K or 1mil coverage.
  7. olderthandirt

    olderthandirt LawnSite Platinum Member
    from here
    Messages: 4,899

    Well were both here in Ohio I don't think theres any way your getting what you posted at that price. What company I'd sure like to check it out. Inland marines cost more that $340 for 30k coverage and I just checked witn most companys that insure an LCO. Please post the name and phone # of the company
  8. Mr Budget

    Mr Budget LawnSite Member
    Messages: 122

    300K liability for just under $400.00 a year in michiganpayup
  9. cooksjr537

    cooksjr537 LawnSite Member
    Messages: 116

    1,000,000 from nationwide for 562 a year
  10. MMLawn

    MMLawn LawnSite Gold Member
    Messages: 3,569

    $10,000,000.00 GL, Pesticide Endorsement, plus full replacement cost on damage to building, theft of cash/checks/receipts and/or bank deposits, and $100K Inland marine theft coverage $1550 a year...Zurich NA

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