Alright, I am getting the run around. I am 19 years old and want to start into lawncare. I found the equipment that i want to buy, and i applied for an small business loan. The problem is that the loan amount is too small, 5000, and they want me to use a personal loan that is backed with the full 5000 from a callable cd. I am slightly confused, because if the cd is callable, then why wouldn't I just simply cash it out and use it to cover my expenses. I am not doing this because that money was for college, and I cannot use it for anything else. So the question is: where do I go and what Do I do to get the funding i need?????