All of the info. you need is on the web - however, you will have to mail forms to the state and also get your local permits. The SCC (state corp. commission) will register your company under the entity type you choose. Have you decided on that yet? Sole proprietor? LLC? As for insurance - make some calls - it is a competitive market. I use Erie ins. - $1 mil. liability for just under $300/yr. (but I do pesticides and ferts). If you put a sign on your truck, most carriers will make you have a separate policy from your personal stuff. Don't have the #'s on that one right now, but check your current carrier first and then call around to compare. Good luck.