Going Really Legit and need info on Insurance.

Discussion in 'Starting a Lawn Care Business' started by NEWINNJ, Mar 24, 2008.


    NEWINNJ LawnSite Member
    Messages: 31

    I have basic liability Insurance but now that I have an employee I need to get Workman's comp Insurance. Any balkpark estimates for what I will need to pay here in NJ?
  2. Lawnut101

    Lawnut101 LawnSite Silver Member
    Messages: 2,260

    Your insurance company should be able to tell you. Mine told me. They were only 1 dollar off. lol. Here in WI it was $901, just in case you were wondering. Probably doesn't matter, but I think that it's pretty much the same everywhere.

    GSPHUNTER LawnSite Senior Member
    Messages: 311

    Depends what you pay him. Plan on paying somewhere around $10/thousand paid.
  4. davis45

    davis45 LawnSite Senior Member
    Messages: 985

    Hmm, I have to pay $1100. Then for every $100 i pay an employee I have to pay 12 to workers comp.
  5. DA Quality Lawn & YS

    DA Quality Lawn & YS LawnSite Fanatic
    Messages: 9,296

    NJ - keep in mind WC policies are auditable and you will want to give them accurate payrolls when you take out the policy to avoid overpaying or paying too little up front.
  6. mbucuk

    mbucuk LawnSite Member
    Messages: 30

    I think in NJ we are paying about $9 for every $100 paid

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