Good deal

[S man]

My dealer is selling scags and jd commercials for 6500. I could get a tiget cub w/ 19 hp kaw and a 48" deck for 6500. And you can get zero percent financing. Its like getting a mower that's yours that isn't fully paid for. And they let you demo one for the weekend to see if you can kill it.

 

[TClawn]

what happens to the interst after 1 year? I bet is goes to 18.5% or something.

be carefull about financing something that won't make you that much in a year, if it does, fine. especially if you are going into the winter, it will be sitting for 4 months, that is 4 months of warranty lost.

I would say it is a good deal, but just be cautious. I can't believe that they would give a 15 year old an offer of financing, unless your parents sign, I wouldn't finance a 15 year old.....

 

[mulcahy mowing]

he has to have credit. momy and dady have to co sign trust me i've tried this befrore.

 

[TClawn]

I know, I have thought about it too, but I have decided that it is a good business move, not to employ myself to the dealer, puts me in a bad position to bargain.

as far as credit goes, I have often thought of getting a home depot/sears, etc. credit card, and building credit that way.

 

[Runner]

I don't see where the 6500 is such a great bargain. These prices have been about the same all year for these type of mediocre machines.

 

[Lazer_Z]

TC, From what I've heard Sears has the highest credit rating with someone looking to extend you credit like a loan or doing the finance thing with equipment. A word of warning once other CC company's and such see that you are building credit they throw everything your way to try and get more from you. I myself have 2 a regular CC and a HD card thats it no more.

Rob

 

[TClawn]

TC, From what I've heard Sears has the highest credit rating with someone looking to extend you credit like a loan or doing the finance thing with equipment. A word of warning once other CC company's and such see that you are building credit they throw everything your way to try and get more from you. I myself have 2 a regular CC and a HD card thats it no more.

Rob

I know, harbor freight is already sending me offers, and I don't even have a card at all.

as far as building credit, I want to eventually get into realestate, and fix places up. sell them high, and make a killing. especially if there is going to be a big burst in the housing market. that would be a good time to buy.

if I ever get a lot of junk mail from credit card company's, I will put this into play. http://www.vertical-visions.com/_temp/postagepaid/index2.html

a block of concrete sounds about right.

 

[Lazer_Z]

I saw that too, I start throwing crap away and then kicking my self thinking I should send this to xyz co. for wasting my time. I'll get to do it soon enough.

Rob

 

[TClawn]

or even better, put the other company's offers in. I haven't felt enraged enough to do it yet, but I imagine the revenge would be sweet.

 

[Envy Lawn Service]

$6,500 for a 19hp 48" cut is not any sort of special deal in my opinion.
Nor is 0% interest for 12 months.

$5-6,000 is just ok for that size mower so $6,500 sounds high to me.
If you must finance, look for long term no or low interest programs for 24-36 months.