I am in need of insurance, and in a hurry to get it. I got a quote from Nationwide and they gave me the following for general liability insurance. If I understood right, it would cover the clients properpty and everything on it, and any other people that may get injured. Basically everything I might need. I am just starting out and it is just me working. The quotes were $500 a year- $100,000 $525 a year- $300,000 $600 a year- $1,000,000 Do these sound about right? And what other coverage might I need? I am doing residential and one HOA. Thanks alot!