What type of insurance do you carry to cover you if an employee wrecks your truck and destroyes all your tools or do you? My son is leaving the buisness so I will have to let others drive the truck and equipment around but just don't trust everyone with my equipment. I know I have to learn to trust folks more but want to get some kind of insurance that isn't to expensive to cover everything in case. How many of you guys run a truck with two employess and don't work on the truck yourselves is it profitable? I use to run 2 trucks (had a good friend run one rig) but didn't find it to be worth it over the one truck with me watching over it after the guys tore up stuff and wouldn't show up sometimes and got us behind and so on......but now I am getting older and want to slack off working as hard some and need to get more work and more workers. Just wondering if it's worth it two have 2 guys working the truck without you there every minute of everyday.