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health insurance for employees

Discussion in 'Business Operations' started by deereequipment, Dec 6, 2007.

  1. deereequipment

    deereequipment LawnSite Senior Member
    Messages: 370

    Can anyone share what companies they use for health insurance for your small business?

    I'm looking to start to offer this benefit, but wanted to see what other LCO's are using.

  2. br549oicu8

    br549oicu8 LawnSite Bronze Member
    Messages: 1,230

    Blue Cross is what I provide for my full timers....health and dental.
  3. Marek

    Marek LawnSite Bronze Member
    Messages: 1,388

    We are in Maryland also and use Mamsi and the family plan runs us around 670 a month.
  4. Skyking

    Skyking LawnSite Member
    Messages: 216

    Is That per employee
  5. lawnpro724

    lawnpro724 LawnSite Silver Member
    Messages: 2,201

    Thats something I can't afford to do at this time between workers comp, unemployment ins, contractors ins, and taxes not to mention payroll there isn't enough money left to shell out for health insurance. I need to make a living too.
  6. jahbp

    jahbp LawnSite Member
    Messages: 66

    Health Insurance is not affordable it is one of the biggest problems in the USA and no one dose nothing. It would cost me $600 a month with %20 copay and $5000 deductible with no drug pay %70 of the people who run a small business in this area do not have health insurance even my friends who work for big companies have a lot of money taken out of their check for insurance.
  7. Az Gardener

    Az Gardener LawnSite Gold Member
    Messages: 3,899

    We use Aetna, we only have 7 employees but we still have a group plan. We pay up to 200 per month per employee that covers most of the guys. They have to pay for their family but it makes it manageable. I get much better employees even with this limited coverage. The insurance is not a limited plan it is actually very good.
  8. HazellLawnCare

    HazellLawnCare LawnSite Senior Member
    Messages: 832

    I use Mercy. It has been good to me so far. I am pretty sure you can get a group rate for anymore than 1 policy.

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