health insurance HELP!!!!!

Discussion in 'Business Operations' started by Jerry and Sons, Feb 22, 2007.

  1. Jerry and Sons

    Jerry and Sons LawnSite Member
    from Pa
    Messages: 249

    Looking for some names of companies that are resonabley priced for employee health benefits in PA. I did a search but came up pretty much empty.
  2. Mow It All Landscaping

    Mow It All Landscaping LawnSite Member
    Messages: 12

    hey I had a big problem with insurance....I went thru Blue Cross and the just busted my balls left and right. If you want group insurace (MUCH MUCH CHEAPER) you need an EIN, and there w-2 forms. I have my w-2 and my employee is 10-99 and they wont accept that. JUst call them direct....Blue Cross Blue Sheild, or oxford. You dont need an agent it can be done direct
  3. Matt k

    Matt k LawnSite Member
    Messages: 60

    Blue Cross/ Blue Sheild, Health Assurance, Health America, Aetna, MMA

    These are the ones that we quote every year.
  4. goodgreen

    goodgreen LawnSite Senior Member
    Messages: 374

    Assurant offers a reasonable HSA that has a high deductable, but the premiums are liveable.
  5. jsf343

    jsf343 LawnSite Bronze Member
    Messages: 1,786

    what are the numbers then? You guys that shared the info on that what does it cost per month?
  6. Howard Roark

    Howard Roark LawnSite Senior Member
    from Texas
    Messages: 805

    You can get some quotes at Hope this helps.
  7. corey4671

    corey4671 LawnSite Silver Member
    Messages: 2,931

    check out they are based in Nashville but they will quote you several different insurers..Blue Cross UHC to name a couple...and the HSA IS the way to go..yeah the deductibles are higher usually around 4-5k but the premiums are NOTHING and you get to save money to pay your deducitble pre tax meaning you never pay tax on money used for health care. the plan that I am in through my employer lets me invest the money i contribute to my HSA with a GAURUNTEED return of no less than 4% and I get to pick the investments!!
  8. Mow It All Landscaping

    Mow It All Landscaping LawnSite Member
    Messages: 12

    I have Blue Cross....I went with a group policy. It brok down to be about $210 a month. My copays are really good, $20 Dr. $50 ER, $10-20-30 Perscription, it covers maternity, chiropractors ($15 co pay), and all the other stuff.....I check all the main providers and that was the bst one for me....goodluck, its not very much fun
  9. Matt k

    Matt k LawnSite Member
    Messages: 60

    Prices are all across the board, depending on your age, health and the amount of employees you have on the plan. I have guys that are $180 per month and I have guys that are pushing $400 per month.
  10. GreenN'Clean

    GreenN'Clean LawnSite Bronze Member
    Messages: 1,512

    I have BCBS through my wife and we pay $280 for both of us with awesome coverage

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