Health Insurance

Discussion in 'Business Operations' started by Sprinkler Buddy, Oct 26, 2012.

  1. Sprinkler Buddy

    Sprinkler Buddy LawnSite Bronze Member
    from Florida
    Messages: 1,185

    Most of us carry business insurance but what about
    "Health Insurance"?

    If it weren't for the Military health insurance I have, not sure what I would do. Maybe some of you guys have found some affordable health insurance that others here have not.

    Being self employed is great but health insurance has got to be one of its greatest down falls.
  2. larryinalabama

    larryinalabama LawnSite Fanatic
    Messages: 19,347

    Try ""

    If your willing to have a high dectuable and dont go to the doctor 10 times a year its affordable.
  3. RussellB

    RussellB LawnSite Fanatic
    Messages: 8,354

    I have health insurance though the company I retired from. My concern is that they may not cover me if I should get hurt while working. Seems to be they would go after the customers homeowners policy. I am going to look into workmanship comp insurance next week.
  4. ed2hess

    ed2hess LawnSite Fanatic
    Messages: 14,361

    The party says they got you cheap health insurance now .
  5. Sprinkler Buddy

    Sprinkler Buddy LawnSite Bronze Member
    from Florida
    Messages: 1,185

    Please let's not go their! LOL :usflag:
  6. agrostis

    agrostis LawnSite Silver Member
    Messages: 2,529

    You need to seriously shop around for health insurance, the price's are drastically different. For exactly the same coverage i saw price's from $700 to $175 per month. Each state is going to have a different price, and as you go north the price goes up. But if you live in the southern part of the country, you can find good coverage for less than $200 a month. I have BCBS plan B, I am 49, my deductible and co-insurance is $6000 and this cost's $158 a month, so i know it 's out there, but you need to shop around.
  7. jsslawncare

    jsslawncare LawnSite Bronze Member
    Messages: 1,673

    I work early morning's at UPS from my insurance and it's FREE!
  8. Patriot Services

    Patriot Services LawnSite Fanatic
    Messages: 14,260

    Try payroll servicing and employee leasing companies. They have access to benefits at group pricing.
    Posted via Mobile Device
  9. johnnybow

    johnnybow LawnSite Member
    Messages: 157

    I also work at ups part time from 5 am to 830am and i get free insurance from them.
  10. Spring Valley Lawn Service

    Spring Valley Lawn Service LawnSite Member
    Messages: 142

    I work a full time job that furnishes my insurance.

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