health insurance
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You can get some quotes on line at www.quotesmith.com
Celtic is a large company that wants to become an even bigger player like BC/BS, their rates are very competitive but I'm not sure about your area.
Celtic is a large company that wants to become an even bigger player like BC/BS, their rates are very competitive but I'm not sure about your area.
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833 Posts
COBRA is for current employees leaving employment with existing coverage.
IF you are not currently covered there is no COBRA to deal with. It is only a law that says employee can maintain the employers insurance at their own cost.
Health Insurance Premiums ALL depend on what co-pays you choose, deductibles, etc. or if you go HMO style... Can range from 200-1200/mo for the same family depending on the options.
IF you are not currently covered there is no COBRA to deal with. It is only a law that says employee can maintain the employers insurance at their own cost.
Health Insurance Premiums ALL depend on what co-pays you choose, deductibles, etc. or if you go HMO style... Can range from 200-1200/mo for the same family depending on the options.
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5,129 Posts
did you're ******** co workers see you're thoughts on them:dizzy:
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5,129 Posts
be careful what u say or PRINT u never know who is listing.
i dont understand? who could be listening, that i could care less about? i made it very clear to the company, that , by not having any kind of a training program, and having employees who are both incompetent, and uncooperative, is a lose lose situation. they have constantly repeated , "you are responsible for these people." however, i dont have the athority to hire, fire, or repromand, and the company wont back me in any way when an employee is uncooperative. hell, ive even been assualted by a cooworker, right in front of a supervisor, and it was completetly overlooked. so, i dont get your last post, "u never know who is watching".
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5,129 Posts
wasn't aware that the company new u were unhappy and there were problems
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833 Posts
Maybe ask for the nice gentle lay-off to qualify for unemployment comp... A little cushion to expand your biz.
I know someone who did it. He knew they couldn't fire him and they knew he didn't want to out right quit due to family, but he and the owners also knew it wasn't working out so they agreed to do a layoff and meet the requirements of it...
I know someone who did it. He knew they couldn't fire him and they knew he didn't want to out right quit due to family, but he and the owners also knew it wasn't working out so they agreed to do a layoff and meet the requirements of it...
Be careful of COBRA costs.
I was ask to leave a major corp. in Jan.03. I got a nice severance package and the COBRA to cover the ins.
For the first 12 month monthly payment was the same as when I was employed, $133.00/month for family.This is a great price for very good coverage ins.
Starting the 13th month the cost would go to, glad I was sitting, $1200.00 per month, but I could keep the coverage for 6 more month, don't think so.
I hope this may help someone keep from going down that path.:dizzy:
I was ask to leave a major corp. in Jan.03. I got a nice severance package and the COBRA to cover the ins.
For the first 12 month monthly payment was the same as when I was employed, $133.00/month for family.This is a great price for very good coverage ins.
Starting the 13th month the cost would go to, glad I was sitting, $1200.00 per month, but I could keep the coverage for 6 more month, don't think so.
I hope this may help someone keep from going down that path.:dizzy:
Hey Tomt, from my one time experience with Cobra I paid my usual insurance rate plus what the company was paying for their part of the insurance. Sounds like you got a good deal for 12 months.
I was paying $700 month in between contract programming assignments when I normally pay about $250 a month (medical/dental) for family when working.
Luckly I was out of work only for 2 months.
I was paying $700 month in between contract programming assignments when I normally pay about $250 a month (medical/dental) for family when working.
Luckly I was out of work only for 2 months.
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833 Posts
Health insurance (and ALL insurance) is insane!
1,200/mo is $14,400 in a year!!!!!
Go one year without a accident and you pretty much can be self-insured. Until you hit a major medical of $50,000 + And why in the hel does ANY medical accident cost more than $50,000 (cheap).... Heart surgery is enough is to wipe you out. I think I'd rather die than pay that much money to the medical machine!
It is all terribly wrong!
1,200/mo is $14,400 in a year!!!!!
Go one year without a accident and you pretty much can be self-insured. Until you hit a major medical of $50,000 + And why in the hel does ANY medical accident cost more than $50,000 (cheap).... Heart surgery is enough is to wipe you out. I think I'd rather die than pay that much money to the medical machine!
It is all terribly wrong!
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