Passed the Kansas Fertilizer/Pesticide applicator tests several weeks ago. Now to apply to the State for a business license I need to acquire liability insurance, etc. as each of you are well aware. I read in other posts where you are getting insurance in the neighborhood of $350-$500 for your pesticide/fertilizing business that includes $1 mill liability, etc. For those of you in Kansas, what company(ies) are you with? I'm having trouble finding any company with a policy for less that $750-$900! Can you help me out in Kansas?? Have been in the lawn care business for 10+ years (second job evenings/weekends), wanting to expand services.