I have a question for the pros. I cut 3 yards 1 acre each by hand. I want to get a ZT. I have it narrowed down to the exmark phazer 44" ($4000 new vac bagger not available yet?), the simplicity champion 44"($3800+$750 for bagger), and the hustler MiniFastrak42" ($3200 +$550 for bagger). I have a lot of oak leaves to suck up so I'll be using a bagger no matter what in the fall. I just joined this site....IT'S AWESOME.