i need advise for everything that i would need to factor in and exactly how to do it to make sure i get the most accurate numbers. im perplexed at the whole ordeal and the past 2 1/2 years i've just bid it by $1 per minute and almost all of my resi accounts are more. i just want to know how much money its costing me so i can see where my prices could be lowered too if i decide to go there. thanks. my only equip payments are 120.00 a month. insurance cost me about a 1000 a year. my only mower is 34 gravely walkbehind. just not sure. any idea would be great. thanks. if you need more info please just ask.