So, who has something in their contract about customers staying off the "construction" site. Then again, how can you keep them off their property. Additionally, not a one of us meets all OSHA standards that a lawyer would have a thrill with due to injury. I have been building a 2nd patio while my main guy was building another. This was kind of my pet project, slow paced.........for a very nice 82yr old lady. I had told her to stay off, concerned with her falling. Well yesterday she did, and I caught her. Three minutes later I didn't and onto the concrete she went. To add to it she was bleeding pretty good from a cut behind her head and she ended up breaking her wrist. The bleeding stopped, I held her head and was talking to her. Everything was okay, the bleeding stopped. She was shaken up but calm and calling herself "stupid". Helped her up off the concrete, made sure she was okay, not dizzy, felt fine etc. She went inside and cleaned herself up and I checked on her a few times minutes following. Later went to the doctor, no stitches but cast on her wrist. Sore and beat'n up a bit but okay. I've actually called a meeting with a few of the reputable contractors around me through a supplier of mine to review blank contracts for events such as this and others so to best prepare ourselves for things that we may no have thought of. I've thought of some sort of liability release if a 25' perimeter of my job site is broken, I'm not liable. Again, a lawyer would tear that to hell with OSHA. I spoke with my insurance lady and her point of view is: -Customer was on her property, her insurance -The stone she tripped over she considers her property (though I later remembered my contract states that all materials are property of RWF until paid for in full) -Medicare etc So...............good news, my customer is okay though she took a nasty fall that was far less then pleasant to see. I've had people die from car wrecks in my brother's arms in front of me that didn't bother me anything like watching her fall, hit and bleed.......reminding me of my Grandma I guess. Its a tough position to be in and an awkward one to handle because it seems as though no real way to protect yourself. Everything is going to be okay but thought I'd share.