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Discussion in 'Starting a Lawn Care Business' started by hsieh, Feb 7, 2009.
how and where do you get low interest loans to start business?
the research I have found, there is NO such thing.
a friend told me his friend got a low interest government loan to buy a storage facility. he had to use his house as collateral though.
Do a seach for SBA. Go to your closeth SCORE office. Find out where your local community college business development office is. check out this link http://www.sba.gov/index.html
also is it good to advertise in the yellow pages? i've already bought magnets to put on people's mailboxes.
the guy at the yellow pages company pointed out to me that the people who have the big ads stay year after year meaning they're working for them. i live in an area with about 150,000 population.
Do a search on the forums for "Yellowpages". There is all kinds of people asking this week after week.
I'll tell you right now, I saw a post last week where everyone in the post said it isnt worth it. Zero to little response.
Of course the Yellowpages is going to tell you that they come back year after year. They want your money.
The government doesnt do the loan. A bank does and the government will "co-sign" it for the bank.
That worked up until a couple years ago. Right now youre not going to get a loan for a start up. Or for anything else for that matter.
Banks arent loaning money.
I agree. I would put together a solid business plan, and shop it around to wealthy friends or people you have come in contact with. I am using private funding on a few deals right now. As long as you can provide the with a greater return than they would make in the market (which is not much right now) they should be able to bank you.
Ie: their return on a money market account might be 3%, but give them a 15% note for 3 years simple interest.
now thats a good investment.
Look in the paper, right under the train for a post office jobs, and buy government land cheap! Waste of time you looking for a loan, go work for someone else first