OK i assumed that this question had been asked but my search failed me and after reading 15 pages of threads I decided to just ask. I have tried for several years to get clients to pay me x amount a month for 12 months instead of each week when I service their lawn. I guess it is just the area I live in but you get looked at like you are a green eyed martian when you bring it up and declined on the spot. I only have a couple that have agreed to it and to be honest, I didn't follow up because it was such a small number I felt like it wasn't worth doing for 2. So if I can't get people on board with that idea, what should I try? I have considered running the math on each account myself, and then using the amount I would have gotten each month only and putting the rest back. Maybe into a separate savings account? I also am working on maybe just paying myself by the hour or by the week. Put the rest back so I can still write myself a check after the season winds down. Lastly I want to start putting a percentage into an equipment fund. Whats a good percentage for that. I want a fund I can pay my expenses such as maintenance, repairs, and new equipment purchases. Thanks.