Ok, so I was going to start out as a scrub kind of guy and do some fall cleanups. Put out 100 flyers in my area for fall cleanup and didn't get a single call back. I have all homeowner equipment, JD 30" rider, Toro 21" mower, blower, edger and trimmer... all on a 4*8 trailer.. What a bummer... I kept reading Lawnsite everyday, learning more and more.. I want to go totally legit the right way. I was gonna put ads out in the paper, but I don't have insurance or licensed.. So, today I went to the State of NJ Office and got my training manual so I can study to be pesticide certified, I'll get to take the core test and Category 3A test over the winter. Certification is good for 5 years, so if I test in February, I'll be good for years... I'm also looking into getting liability insurance.. Then I can advertise "Fully licensed, fully insured" and go 100% full-throttle ahead on getting some accounts come January/February.... I also realized that starting out with this idea on about October... 15th.. is a bad time of year to start. Oh well, no money lost just yet, except for the $25 I spent making that striping kit.. (I posted "I made a striping kit tonight..") thread... SO - Big Question - I have to "Create" a small business over here in NJ.. How many of you guys out there are small business, I'm a 1 person sole propietorship, ** OR ** are you guys in as LLC, Limited Liability Company?? I heard that * IF * I have a $1 million liability insurance, and use my rider mower and take out 7 year old Johnny's eyeball, I'm in for alot more than a $1 Million lawsuit, but you can be much better protected if you are a LLC. How many of you guys have gone the LLC route? Do I need a lawyer or an accountant to set this all up? What kind of yearly/monthly fillings would I need to make to stay legit? Any help, the more detail the better, would be great. Thanks all you guys!