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Discussion in 'Business Operations' started by ConPro, Mar 12, 2003.
This will be my first year with it. Touchy situation for some.
Lucky i guess 10 years with on claims on my worker comp.
All my employees' are under WC.
Fore Us if you have more than 3 hourly's you gotta have it ;->
Yep, I've got to have it on all employees. It is reasonably priced, 2.13%/$100.
My commerical accounts demand it. I just feel safer with it.
Professional landscapers have WC, and comply with the laws of their respective states.
Scrubs do not.
We all have choices......
The best solution would be for the Consumer to wake and realize WC is what they should demand for "Their safety", not ours.......
"The best solution would be for the Consumer to wake and realize WC is what they should demand for "Their safety", not ours.......
Here in NJ the consumers don't have to "wake up & demand it", the NJ Legislature has made it mandatory (for many years now). You must carry Wormen's Compensation insurance for all employees, and most if not all consumers know that already? If a consumer "demands it" they are most likely requesting a certificate from your insurance company that proves that you are not breaking the laws while working at their property. Each state has it's own regulations regarding this, so there may be different options posted in a thread here. From the NJ WC Web site, and those rules are basically the same for Corps etc.:
Sole Proprietorship All sole proprietorships operating in NJ must obtain WC insurance or be approved for self-insurance as long as any one or more individuals, excluding the business owner, receives compensation for service. There are no exclusions for family members or minimum payroll.
I just realized that it's possible you are a sole proprietor with no employees. If that is the case then I see where your comments are coming from in that perspective.