So -- I've been thinking I better get some business liability insurance. I called the agency which handles my car and my home. The lady says she'll have to check with their "underwriter." wtf?? Am I looking in the wrong place? Any suggestions for me? What should I expect to pay for a small policy on about $15,000 worth of equipment (including the trailer.) (With about 250,000 liability) I assume the truck will be covered under my exisiting auto policy. Also -- what about worker's comp insurance? Check with the same agency? ---- or are there better ways to go about this? Thanks for any suggestions.