I am wanting to expand my lawn care services to include commercial application. I have passed the state exams here in Kansas, but as everyone knows to do this as a business you need a business license and to get a business license you need liability insurance. I've searched (this site) and found Amer Fam Ins. has several of the participants in this forum insured, but when I contacted one of their agents today they said they are no longer offering this insurance, and are only grandfathering in those currently with their insurance. Can any of you help me out with other insurance companies that are in the business to insure applicators/businesses. I'd appreciate any help you could give me. Thanks so much.