a guy i know cuts grass , all cash business, he doesn't exsist as a business. when it snows, he plows. he works for someone else,uses his own truck and plow, gets $80 an hour cash. i told him he better watch his butt without insurence. he claims he is covered, through the business owner. i said impossible, how could harry's landscaping just have you covered on his policy, when it's your truck and your plow, and you arent even on his payroll, you're working for cash? is it possible ?