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Info about insurance....help!!!

Discussion in 'Starting a Lawn Care Business' started by Big C, Dec 31, 2007.

  1. Big C

    Big C LawnSite Bronze Member
    Messages: 1,642

    Is 300k liability insurance enough for residential/light commercial....any info is good.
     
  2. BUCKEYE MOWING

    BUCKEYE MOWING LawnSite Bronze Member
    Messages: 1,169

    IMHO ..I would up it to at least one million.....For most commercial around here ...they require proof of at least that much.
     
  3. STRINGALATION

    STRINGALATION LawnSite Senior Member
    Messages: 777

    same here most commercial is 1 mill and some 2 mill
     
  4. old oak lawn

    old oak lawn LawnSite Senior Member
    Messages: 703

    it may depend on what type of commercial you do. mine require it with proof but never told me a min. $ amount to have. i have 500k. find a broker that offers ERIE INSURANCE.
     
  5. Armadillolawncare

    Armadillolawncare LawnSite Senior Member
    Messages: 570

    Most that ask for it out here also require 1 million.
     
  6. shane mapes

    shane mapes LawnSite Senior Member
    Messages: 537

    you need at least 1 million around here to get the bids .
     
  7. Big C

    Big C LawnSite Bronze Member
    Messages: 1,642

    What about for just residential?
     
  8. STRINGALATION

    STRINGALATION LawnSite Senior Member
    Messages: 777

    just so you know it is not as expencive as you may be thinking. i bet you will be shocked at the price atleast i was.
     
  9. Big C

    Big C LawnSite Bronze Member
    Messages: 1,642

    One agent quoted me $525 for 300K for 1 yr. I will continue to shop around


     
  10. tamadrummer

    tamadrummer LawnSite Bronze Member
    Messages: 1,102

    1 million is $40/month. Well worth it when you think about what can go wrong out there and the insane awards being given.
     

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