This is my 2nd year in business. I am part time with 10 small to medium commercial accounts. I obtained a $ 500,000 liability and $ 13,000 in equipment thru Nationwide (I have all my other insurance with them). The cost is $ 850.00/year. I did a search and see that insurance cost vary. I thought about shopping for a better rate. Last Friday, I received a notice from an independent Auditor that they had been hired to perform an audit of my company. They want to see all my records, income, payroll, tax forms. I called the auditor and she informed me it was standard practice. Unfortunately, it was late on Friday and my agent had already gone home. Have any of you had to go through this? My policy premium is due on 9/12/03 can anyone suggest an alternate insurance company?