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Insurance Costs?

Discussion in 'Business Operations' started by Dirt Digger2, Jul 6, 2010.

  1. Dirt Digger2

    Dirt Digger2 LawnSite Silver Member
    from PA
    Messages: 2,396

    Hey guys...I am in the process of starting my own company. Already have my business license and sales tax license, now to get the insurance.

    This is really going to be a side company for a year or two. Basic night and weekend work, but I want to do it right, especially the work I plan on doing I want to be insured.

    The work will mostly be land maintenance...rotary mowing, clearing, general excavation, and snow services in the winter

    I am the sole proprietor and have no employees, with my "office" being out of my home.

    With 2 trucks (2006 Dodge, 2010 Chevy) ballpark what would most of you think would be a good rate?

    The rough rates I have been getting so far are more then I forecast to make in my first year and I don't want to dive into this full-time until I feel comfortable with the work load

    Thanks Guys

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