Hello, After making numerous calls to many insurance agencies this is the average im getting to cover all my costs. Commercial business policy- 2002 2500 series chevy truck 1600.00 - 7x18 enclosed trailer 245.00 - equiptment coverage 300.00 - 500k general liability 1600.00. Agencies said because of the risk associated with new businesses never carrying general liability my cost would be higher than seasoned companies. I know costs are high for just starting out in business but, are these costs to much? Suggestions, comments much appreciated.