Insurance help!!!

Discussion in 'Business Operations' started by s&wlawncare, Mar 1, 2004.

  1. s&wlawncare

    s&wlawncare LawnSite Member
    Messages: 66

    Hi I was wondering the insurance that is best for the money and what the cost might be. I am looking at either 500,000 or 1mil liability. I got a quote for aroung $800 per year for the 500,000 and $1,000 per year for the 1 mil any advice will be greatly appreciated.
  2. mow2nd

    mow2nd LawnSite Senior Member
    Messages: 603

    that sounds about right, you have your truck, trailer and equipment added to this?

    Other than that, it looks like a good rate, go with 1 mil coverage especially if you are doing commerical.

    If you are just doing residential................thats your call, I dont think you need it, but guess u never know. For commerical you have to have it...........people will try to screw you

    good luck
  3. lawnlubber

    lawnlubber LawnSite Member
    Messages: 186

    Most commercial work will reqire you to provide proof of insurance they will probably also prefer/require the 1 mil policy.

    JKOOPERS LawnSite Bronze Member
    Messages: 1,259

    where did u get that quote for the 1 mil. i am paying $1400 for $600 thousand
  5. s&wlawncare

    s&wlawncare LawnSite Member
    Messages: 66

    this quote i got was only for liability not including equipment and it was from tom jones financial how much more would equipment coverage cost?

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