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Generally, monthly payments will have an additional fee added on, probably around $5 per month. So by paying monthly you'll incur an additional $60 annually that you wouldn't by pre paying for the entire year.
Your Insurance agent will probably give you just one billing for both GL, Workmans Comp, auto, equipment, rental, or whatever you need. Everything should be itemized, but more than likely just one billing.
FWIW, my liability insurance premium went up almost 60% this year - just out of the blue. That was enough for me to look for another company.