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Insurance prices

green-pa

LawnSite Senior Member
Location
Indianapolis, In
Heh, what are u guys paying for insurance. I was quoted $800/yr by one person but was hoping to find something much less. Anyone have a policy only costing much less?
 

bohiaa

LawnSite Fanatic
In Texas we have to have our trucks and trailers insured commercialy....
I have all my insurance with one company 1200 a year...
 

volway

LawnSite Member
Location
Nashville Tn
Here in Tn i pay a little over 800, It covers everything.
 

Midwest Lawn Services

LawnSite Member
Location
St. Charles, MN
$788/year from State Farm, and thats only for 100k in liability!
 

KTO Enterprises

LawnSite Bronze Member
I have the Hartford for General Liability and it cost me around 570 per year. My coverage is 1,000,000 per occurrence, or 2 million annually. There are also several little extras that make it worthwhile.
 
OP
G

green-pa

LawnSite Senior Member
Location
Indianapolis, In
I only get liabilty insurance and pay $350.
That's more in my price range. What company do u use? And is that for the whole year? And liability only, does that mean it doesn't cover u or the equipment, but only other's property and bodies?
 

KTO Enterprises

LawnSite Bronze Member
It Is through the hartford. It does not cover me. Only if i damage someones personal property while working or injure someone else. My policy does have $10,000 of coverage on equipment costing over 1,000. like mowers if stolen or vandalized. And 1,000 of coverage for equipment costing less than 1,000 if stolen or vandalized. Does not cover trucks and trailers. Was the best general liability policy out there. I have my trucks insured through Geico. I pay 600 every 6 months for liability (both trucks are paid for), and Im only 24 years old.
 
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