Insurance providers

Discussion in 'Business Operations' started by GrassHacker, Oct 17, 2017.

  1. GrassHacker

    GrassHacker LawnSite Member
    Messages: 13

    Hello and thanks for stopping in. I am looking for insurance provider recommendations. I am shopping for general liability and inland marine work comp.

    I have called Hiscox, Insureon State Farm. I have done several searches for a industry specific company and i have not been able to find one. Any help suggestions welcome. Thanks for your time.
     
  2. whiffyspark

    whiffyspark LawnSite Fanatic
    Messages: 6,402

    I have hiscox. Geico commercial for auto
     
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  3. grassmonkey0311

    grassmonkey0311 LawnSite Silver Member
    from MD/NC
    Messages: 2,984

    I have State Auto right now and have used Main Street America Group in the past. Both are/were excellent for me.
     
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  4. GrassHacker

    GrassHacker LawnSite Member
    Messages: 13

    Hiscox was double for general liability. 1257.00 a year. Nationwide was the one that quoted it. When I did through Hiscox online it was 575.00 a year. But then when I call they transfer me to another company. So to be honest I’m not sure what the deal is with them. A company called commercial insurance was 1250.00 for general & inland marine. For the year.
     
  5. whiffyspark

    whiffyspark LawnSite Fanatic
    Messages: 6,402

    I pay 500 a year directly . No employees. They didn’t ask for income or anything
     
  6. oqueoque

    oqueoque LawnSite Gold Member
    Male, from Jersey
    Messages: 3,279

    Did you call the Wyoming department of banking & Insurance to see if they could recommend some for you?
     
  7. River

    River LawnSite Silver Member
    Male, from Wisconsin
    Messages: 2,189

    I’ve got progressive. It was cheaper than geico and state farm
     
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  8. kemco

    kemco LawnSite Bronze Member
    Messages: 1,077

    Check out Erie. It might be good in your area might not. I switch med everything from Hartford to Erie after getting quotes. It saved me about a grand a year even after having an at fault wreck with them.
     
  9. BJWLAWNCARE

    BJWLAWNCARE LawnSite Senior Member
    Messages: 596

    I have QBE now I had Donegal previously. My agent has access to dozens of providers so that is usually your best route. Have them shop for you
     
  10. kemco

    kemco LawnSite Bronze Member
    Messages: 1,077

    I guess best advice is go to a general agent that can quote 10 or 15 companies and you take the best you can find.
     
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