This is not a newbie question. I'm bidding on a property, and they request to be additional insured. No problem there. So I told them I will get a bid together and send it over. Today in the mail I get a new certificate of insurance from my insurance company and they are listed on my policy, and I never told them about the bid, or to add them to my insurance? Can thais company go in and change my poilcy? If something happens like a slip and fall on their property right now, do I have to pay? I have not signed a contract with this company,and they have not called and told me that I was awarded the contract. My insurance company is closed until Tuesday, so any help guys?