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Insurance rates?

workaholic

LawnSite Senior Member
Location
Charleroi P.a
Should be getting my exam results in the near weeks to come. What type and how much liability will i have to carry? Is it going to be to expensive to even turn a profit this year? Already have 5 propertys to maintain using granular and spot spraying. bought a lesco broadcast spreader already so i have 360.00 invested now. any help thanks...
 

Tscape

LawnSite Bronze Member
Location
Pinckney, MI
Remember anything on the exam about state insurance minimums? If not:
A.) your state doesn't have them.
B.) you didn't pass your exam
 
OP
W

workaholic

LawnSite Senior Member
Location
Charleroi P.a
Originally posted by Turfscape LLC
Remember anything on the exam about state insurance minimums? If not:
A.) your state doesn't have them.
B.) you didn't pass your exam
There was nothing about minimums on the exam but i do recall reading some where that i must carry $200,000 DONT QUOTE ME ON THAT..
 

Field General

LawnSite Member
Location
northeast ohio
In Ohio it is a minimum of 300,000 ,but I could not find a company that would write for this amount. Every company I checked with wanted a 500,000 policy and recommended at least 1,000,000 for a few dollars more a year. I pay about $500 a year. My company covers me in Ohio and Pa as I am licensed in both states.
 
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