This will be my first year in business. I already have a few jobs lined up. I only plan on a max. of about ten accounts. Mainly I will be a mowing operation with cleanups and mulching in the spring. Most will be residential jobs. I do have general liability insurance lined up for $1 million. My questions is taxes. Is it worth it to hire a CPA? Are LCO's able to bid on commercial accounts and have insurance and still get paid under the table? By time you write off all of your equipment (truck payment, trailor, mower, ins, and etc.) How do most small time one operator outfits do for themselves? Any advice is appreciated.