Insurance

Discussion in 'Business Operations' started by Capitol Lawn, Oct 6, 2005.

  1. Capitol Lawn

    Capitol Lawn LawnSite Member
    from MD
    Messages: 12

    Does anyone have a testimonial to help me decide where to get insurance for the business?
     
  2. ODUrugger

    ODUrugger LawnSite Member
    Messages: 42

    Well, USAA... but only military or thier relatives get that...

    Basically look around and make calls for quotes. Do you have an idea of what you want? My setup is (I think) about average.. I have 2 million payable per year in Liability 15k on the tools. Workmans comp is a seperate thing here, but not required if you have less than 6 employees and pay a "no rider" fee.. That setup costs me 80 per month...
     
  3. wrestlingcoach

    wrestlingcoach LawnSite Senior Member
    Messages: 251

    For Good Commercial Accounts - They Usually Require 1,000,000 Liability

    Had A Workers' Comp Claim This Year For The Very 1st Time

    My Company Has Broken 3 Different Windows
     
  4. SouthernYankee

    SouthernYankee LawnSite Senior Member
    Messages: 789

    Forget all commerical properties with out 1million....If you do screw up someones yard....rock breaks window.....mower crashes into car...ect. do you have the cash up front to pay for the damages that you caused?
     
  5. farmerphilco

    farmerphilco LawnSite Member
    Messages: 56

    .................................
     
  6. lawnprosteveo

    lawnprosteveo LawnSite Bronze Member
    from Tulsa
    Messages: 1,930

    I dont know if this company does business in all 50 states, but I got a good deal with Ohio Casualty. I think alot of independent insurance brokers sell for them.....at least here they do.
     
  7. Capitol Lawn

    Capitol Lawn LawnSite Member
    from MD
    Messages: 12

    all yall can expect a christmas card from me!!!!!
    Thanks!!
     

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