Discussion in 'Starting a Lawn Care Business' started by magicmike, Feb 9, 2013.

  1. jones68

    jones68 LawnSite Senior Member
    Messages: 453

    how are some of you guys getting away with 5,000 on equipment when 1 ztr is 10,000? If I came out in the morning and someone made off with my trailer with everything inside im looking at 25,000-30,000 to replace everything.
  2. 32vld

    32vld LawnSite Gold Member
    Messages: 3,983

    Depending where you are in NY $300,000 is not enough. Suffolk County Gov requires you to have $500,000. For $20 more I got $1,000,000 coverage.

    Quoted as high as 1,100. I got insurance for $550 a year.
  3. landscapingpoolguy

    landscapingpoolguy LawnSite Senior Member
    Messages: 822

    At the very least you need 1 mil gl, commercial auto coverage, and work comp. My co averages about $30k a year in insurance premiums.

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