1. Ask the Expert: Fertilization Strategies for Success: Dec. 12, 2017
    Learn how to do more with less when it comes to your fertilization services. Join the live Ask the Expert event hosted by Koch Turf & Ornamental: Dec. 12, 12-2 p.m. ET in the Fertilizer Application forum .


Discussion in 'Lawn Mowing' started by dmk395, Oct 6, 2000.

  1. dmk395

    dmk395 LawnSite Bronze Member
    from Ma
    Messages: 1,006

    Just curious, but how much money do u guys spend a year in liability insurance?
  2. Richard Martin

    Richard Martin LawnSite Fanatic
    Messages: 14,699

    $500.00 a year. 1 mllion, 3 million.
  3. Bubba5

    Bubba5 LawnSite Member
    Messages: 20

    388.00 yr - 500k
  4. Keith

    Keith LawnSite Gold Member
    Messages: 3,979

    We're paying $900 a year for 1mil/2mil and that also includes inland marine for like up to $25k itemized and $5k non itemized on the equipment.
  5. MOW ED

    MOW ED LawnSite Fanatic
    Messages: 5,028

    Same as Keith but 600.00 less on the premium.
    100.00 deductable for everything.
    no claims on the policy. Thank God.
  6. dmk395

    dmk395 LawnSite Bronze Member
    from Ma
    Messages: 1,006

    Do these numbers include every guy who steps foot on your jobsite, or is this for one man operations?
  7. TGCummings

    TGCummings LawnSite Senior Member
    Messages: 773

    $550/year for $1/$2 million. $4500 inland marine itemized & $2000 general on equipment. One-man operation.

    Keith, Mow Ed, who are you using?

  8. dhicks

    dhicks Member
    Messages: 770

    Well, here in western Maryland, I pay $400.00 per year for liability ins. The policy is 1 million and 2 million for any given year. The policy also covers my trailer, equipment and tools against theft, fire, and God related activity.

    The best advise is to get multiple quotes. For example, some companies were asking anywhere from $388.00 to about $900.00 per year for the same coverage or less. So shop around.

  9. Ricky

    Ricky LawnSite Member
    Messages: 154

    $560 here for 1 mil. liability with $15K on equip. for $100 ded.
    This is for me alone.


    In His (lawn) Service
  10. MOW ED

    MOW ED LawnSite Fanatic
    Messages: 5,028

    Thru an independent agent:
    Integrity Mutual Insurance
    Need more e-mail me.

Share This Page