Just a piece of information on insurance. I decided to shop around for new rates this season and I discovered I was getting ripped off by my current carrier. I stumbled onto a company called Erie Insurance and found very competitive rates. They are as follows: $500,000 Liability 1,000,000.00 Blanket (Called the 5 Star Policy) Lawncare (mowing only) $157.00 per year Landscaping Mowing and Gardening $243.00 per year (Way to go) They also carry a very competitive policy for equipment coverage, around $90.00 per $10,000 of coverage! This is policy cost me less than half of what I was paying last year. If anybody gets a different story give me a shout. I'm binding my new policy around the middle of Feb.