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is health insurence a waste of money?

Discussion in 'Business Operations' started by bobbygedd, Mar 18, 2004.

  1. bobbygedd

    bobbygedd LawnSite Fanatic
    from NJ
    Messages: 10,178

    well, for a female, i'm afraid 8 and a half is about as far as i can go, anything bigger, u can probly walk on water. and i prefer feet without hair on them. do you own such a pair?
  2. missytheaccountant

    missytheaccountant LawnSite Member
    from Bama
    Messages: 45

    Well unfortunately I'm not like God, I can't walk on water. But I am out of your league....I wear a size 9 1/2.....however, I don't have any hair except on my big toe but I keep those two hairs shaved off.
  3. bobbygedd

    bobbygedd LawnSite Fanatic
    from NJ
    Messages: 10,178

    ok, well, it's your lucky day. you see, in new jersey, every sunday in march, is big feet day, so, you're in! a few hairs on your big toe? no big deal, my mother in law has hair on the bottom of her feet.
  4. FarrisFrog

    FarrisFrog LawnSite Member
    Messages: 35

    FYI----most bankrupties are filed due to medical bills. One accident w/o health insurance--not worth it!!! Not in our business!

    Get catastrophic coverage at least. Have some kind of Stop Loss even if it is $10,000. Look into and HSA.

    FYI--my wife is and insurance agent--:D
  5. FarrisFrog

    FarrisFrog LawnSite Member
    Messages: 35

    Who said to buy NASE!!! NO NO NO---Don't waste your money!
  6. gr8cutter

    gr8cutter LawnSite Member
    Messages: 91

    Do not buy any insurance if you are not going to get sick. If you are going to get sick then buy the insurance!

    This is what we call a clue in law enforcement.
  7. The C Man

    The C Man LawnSite Senior Member
    from Ohio
    Messages: 527

    If any of you live near a UPS facility you could look into getting a part-time job there. You'll be bored out of your minds but they have a great health benefits package.
  8. Birddog Lawncare

    Birddog Lawncare LawnSite Member
    from Ohio
    Messages: 73

    I know this is the exception for most cases. But I knew someone's wife that had a baby. Seemed like everything would be OK. THere was complications during the delivery, and the daughter is now seven years old and his insurance stopped paying because they reached the lifetime max of $1 million.

    I know this is the exception but that's why they call it insurance. Can anyone on this site afford to pay out $1 mil in seven years?
  9. boonhogganbeck

    boonhogganbeck LawnSite Member
    Messages: 45

    I've linked this a couple of times, but here goes again. You can always get a plan with a high deductible if you don't go to the doctor very often or are young and healthy. What you really want is coverage that takes care of you if something major happens (car accident, falling out of a tree, sliding under a lawnmower, etc). It's pennywise and poundfoolish not to have health insurance, especially in the green industry were there are some inherent occupational hazards.



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