Although I have been in business now for 10 Years, I have found it a struggle to get commercial loans from banking institutions. On yet another one of my attempts to get funding for expansion I was informed by a representitive of a large bank that Lending to the Landscape Industry is discouraged amongst the underwiters. Is this fair? Maybe I should have posted a poll, but I am curious if this is just a statewide issue here in New York, or if it is like this all over? Lets not get into a discussion over credit reports & situations that may affect a decision. I am concerned over the banks unwillingness to collateralize your business assets against loans. It appears that if it's not real estate, they look the other way.