Every now and then I use one those "bank checks" from my credit card company and usually receive 0% for 1 year (sometimes longer). The last one I did had a one time $50 fee and had the cash at 0% for 13 months. A friend of mine does this all the time. At the end on the 1 year (or promotion) time, he just "rolls over" his balance to another 0% or low interest rate card. Be careful that its NOT a cash advance, which usually have very high fees.