My wife called today to have the insurance company send us a copy of our certificate of general liability. The lady started giving her a hard time saying that each copy had to be made out specifically to whom we were submitting it too. Is this normal practice? We haven't put in bids for properties that required us to submit our insurance information until now. In addition, in the state of NJ any work that will be over that $500 limit will be subject to the new home improvement statute. We will be required to put all these people under contract and give them a copy of the cert of gen liab. Do these insurance companies realize this and do they know about this new statute? The lady told my wife that they calls about certs everday. What are they going to say when I call and say that I need them to fax me 60, 70 ,80+ copies for every single customer that I have??? Am I the only one that thinks that there has to be a better way of doing this?