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Discussion in 'Original Pictures Forum' started by nnj18, Jan 31, 2009.
That makes sense...
Nice new ride buddy. those trucks are pretty comfy and quiet inside. my buddy has one like it thats black.
I see what you mean, gotta start somewhere though
I know, i'm just saying credit cards alone won't build your credit, but it is a start. At first i was only able to get a few 500 credit cards. I would allways max them out and pay them off. Now i have an american express with no limit and 19k on a visa with countless offers in the mail everday.
Maybe try to find a loan shark????
I hear for people our age the best way to establish credit is finance a vehicle. Guess I was lucky when my dad co-signed for me back when I was 18. If I were you I would have financed that truck kept the cash and paid that truck off in a few years.
Yep, true. Usually there is no penalty for paying it off early.
What are you guys making each year and showing the bank? That is one of the biggest thing for your age group. You dont have to publicly come out and say what you are making, just gotta think that if you cant get these vehicle and equipment loans at 18, it may be simply due to your not making enough yet in the banks eyes.
I tried to get a $5k loan for one year on it and was turned down....I didn't have a cosigner though.....I still dont see why they'd turn that down when my balance showed over $13k in the bank and I only wanted less then 1/2 of the trucks cost and just a 1 year loan....guess its the economy?????
Haha Matt, I'd never go through a loan shark f'k that!
thanx and you're right, its a really smooth, comfortable ride and quiet...