I hear constantly about job "bennies" from lots of people. I really am not trying to be a smart guy, but what are you talking about? I heard about this when I was in the military, and the only thing I ever considered a benefit was the insurance. I have a very good retirement plan, and insurance costs much less where I have it now. Nothing I ever got as an employee was better than what I can get on my own. I realize this is because I had crummy jobs, but someone tell me what these guys are talking about.