I have a few questions i need answers to before I can become a legit business. If you look at my profile you will see I've just started this year and won't be driving until September because I didn't get my permit until this past March. I have 20 full time lawns and 2-3 part time lawns. I am a scrub for the most part, but how can I not be considering I am just starting out. I have big plans for next year, atleast compared to this year. I just got an 1989 Ford Ranger and plan on buying new equipment next year. My main equipment will hopefully be as follows. 2 - Toro Proline, 6 HP Kawasaki 2 - Shindaiwa T350 Trimmers 1 - Shindaiwa LE261 Stick Edger 1 - Shindaiwa EB630RT Backpack Blower 1 - 6 X 10 Trailer I want to get around 40-50 yards and have a friend work for me during the school year and I will handle all the work in the summer. Our mowing season starts in March - April and ends in September - October. I would like to do leaf removal, lawn clean-ups, and snow removal also. Here are my current mowing accounts. Let me know how big of a scrub I am. I also work for a local newspaper on Saturday mornings for about 8 hours(6:00 A.M. - 2:30-3:30 P.M.), so that's a little extra money. $10 - 20-25 Minutes $25 - 40-45 Minutes (2 YARDS SIDE BY SIDE) $20 - 40-45 Minutes (2 YARDS SIDE BY SIDE) $15 - 35-40 Minutes $45 - 50-65 Minutes (3 YARDS SIDE BY SIDE) $10 - 20-25 Minutes $15 - 55-60 Minutes $12 - 30-40 Minutes $12 - 30-35 Minutes $10 - 20 Minutes $10 - 15-20 Minutes $15 - 45 Minutes $12 - 40 Minutes $15 - 35-40 Minutes $25 - 90-120 Minutes (USE HOMEOWNERS EQUIPMENT) I'm only using a 22" push mower though. I mow, trim, and edge each lawn. I would like to get a ZTR, but would rather pay for equipment in full and get a FORD F-150 + FRONT MOUNT GRASSHOPPER after next year. The Grasshopper would be great for snow removal plus it has so many other attachments. Their dealer support is awesome around here. Let me know if my plans sound good. Anyways, here are my important questions. 1. Where do I go in Ohio to get information about and get a business license? Do I just need a business license or a business license and lawn contracter type of license? How much do these items cost on average. 2. Where should I go for insurance? What type of insurance is it classified as (for lawn maintenace)? Will I have to go through my parents for licensing and insurance since I am sixteen and if not, should I anyways because of prices? What should I expect to pay for insurance that pertains to my needs? 3. How do you get a license for applying fertilizer? Where is the best place to purchase fertilizer after doing so? Thank you very much in advance for any advice you can give me. Please don't tell me to work for a lawn maintenance company to get experience and learn about the industry. It just isn't an option in my mind. Besides, I'm learning plenty about the business through LawnSite.