It's been a while since I've been to this site. So long, I don't even remember my screen name (so i re-registered). Anyway, we are about to purchase two new Z's. The hustler super Z was our first choice. However, those crazy guys at Kubota sent us a mailer with the zero percent offer. We have taken every zero percent offer available. In July we went to buy a New Holland LS180 with cash, financed at 0% instead, that money is now invested, making 4.5%. Thats besides the point, or maybe that is the point. We were quoted $7600 for one Super Z with 60" deck and 25hp. Kaw/kohler? Keep in mind we were going to purchase two. The lowest possible finance rate we could find (not including credit unions) is 8.8%. Both kubota and the leading capital institutions require 10% down. If you do the math with tax, fees and interest minus the down payment, about 18333 will be financed. SO WHATS THE POINT!! One Kubota ZD 21 w/21 hp and 60" fab deck is roughly $9700.00. The finaced hustlers cost more. We will be forking out close to 19K regardless, why pay 19K for mowers worth $15200. Pay 19K for mowers that cost 19K. We were one phone call away from the Super Z, sure the guys will miss 15 mph, not as much as we would miss $4000.00!!! One other thing before I finish the novel. The new fabricated Kubota deck is almost identical to a Lazer (aside from the gear box and mechanicals). Someone please tell me I am mislead, or should reconsider. I think the botas are the way to go.