thought about you gentlemen yesterday, as i was signing up 2 new clients. we were going over the service agreement, and i was explaining to him every detail. when we got to the payment guidelines, i pointed out that PAYMENTS MUST BE MADE ON TIME. being april 15th, he would have to give me a check today representing his first payment, then by may 1st, his second payment is due. he looks me square in the eye and goes, "well, how bout i just give you the first 3 months payments right now, to be sure i'm not late." i said, "yup, that'll work." then i thought of you guys as i folded my check, stuffed it in my pocket, and thanked him for his business, "wow, that was easy. how on earth, can those guys not do this "