Hi, I may have a dumb question here, but can anyone enlighten me?<br>I am new to this biz and I have a question about being licensed and Insured.<br>I noticed some companies in this area say they are licensed and Insured or licensed and bonded. I was wondering what type of license and Insurance are they referring to? Would they be referring to a DBA license and some type of liabillity Insurance? Would someone be able to explain what this Insurance covers and also the cost? <br>Thanks.