This year was the start of my lawn service and now I'm looking to obtain liscenes. Due to the fact that I was 17 when I started, the county would not allow me to get my papers in for my assumed name of the company. I am 18 as of tomarrow so monday I will recieve my paper work and handle that part before the season starts next spring. Now I just have a few questions for you pro's! 1. If I add INC after my company name, I was told I cannot be sued for my personal belongings if it ever came down to it, but my company can. I just want that clarified before I make any moves off that nature. 2.Where do I go to recieve a possible grounds maintenance liscence and fertilization liscencse? Is there any kind of special tests that I might need to take? 3. I will be also purchasing insurance in the spring, which do you guys suggest for my area of Michigan? Thank you guys so much for your answers...hopefully I will have an answer to one of yours!